UM, UIM & Bad Faith Insurance
Uninsured & Underinsured Motorist Coverage
Important insurance is provided to Texas citizens through uninsured and
underinsured motorist coverage, also known as UM or UIM insurance. This
insurance is important coverage for anyone injured in an accident with
an uninsured driver. If the other driver involved in the accident is underinsured
or uninsured, the accident requires "first party" compensation.
First party compensation involves protection from your insurance company
and requires that your insurance company pay the amount of your claim.
Underinsured driver claims are paid up to the policy limit of the underinsured
driver and the insurance company pays the balance of the coverage that
you have agreed upon in your policy.
For example, if the underinsured driver was only able to cover $10,000
in damages, and your policy for underinsured drivers with your insurance
company covers damages up to $60,000, the insurance company is required
to pay the remaining amount of damages after the first $10,000 is collected
from the other driver's insurance. Sadly, many insurance companies
violate good faith when the time comes to collect the amount agreed upon
in your policy. If your insurance company is not fully and fairly dealing
with your claim, you have the right to file a bad faith claim with the
help of a highly experienced Dallas personal injury attorney.
Representing Victims of Bad Faith throughout Texas
As severe personal injury attorneys, we see the harm that insurance companies
that act in bad faith can do. After a serious injury, compensation is
not an option, it is a right. If insurance companies are not keeping their
promises to their policy-holders, they should be held accountable with
the help of a
Dallas personal injury lawyer. Our firm has assisted many clients with bad faith claims involving underinsured
and uninsured drivers. We have received a perfect 10/10 rating from Avvo®
and have been recognized in the Top 100 Trial Lawyers in Texas each year
from 2007 to the present. We are also members of the Million Dollar Advocate
® and Multi- Million Dollar Advocate ® forums, and we also belong
to the National Crime Victim Bar Association, the National Trial Lawyers
and the Brain Injury Association of Texas.