Can You Stack Auto Insurance in Texas?
“Stacked” auto insurance is a combination of uninsured and underinsured motorist coverage. This type of insurance allows you to gain a higher level of protection if you are injured in an accident – but it is a little more costly. Texas allows for stacked insurance, which permits you to add together the value of more than one type of coverage, or your coverage and a family member’s coverage.
How Rear-End Collisions Cause Spinal Cord Damage
The spinal cord is the central nervous system of the body, carrying messages from the brain to the entire body. The nerve tissue of the cord runs from the base of the skull and down the center of the back, surrounded by the bones of the back, which provide protection. A rear-end collision poses a danger to the healthy function of this critical body system.
Why Tailgating Is a Risky Behavior
All of us have experienced drivers who follow too closely, riding our bumpers and trying to force us to speed up or change lanes. This puts the driver in front in a dangerous position, as he may risk being rear-ended due to another driver’s impatience. It also puts the lead driver at risk of being run off the road, hitting objects in the road, or have difficulties stopping at red lights.
How a Car Collision Can Lead to PTSD
Even low-impact car collisions can be traumatizing to the victims. In fact, recent studies have shown that an alarmingly large number of crash victims develop a serious anxiety disorder following the crash. Yet, in general, few people seem to realize the damage that these kinds of accidents can cause to the victims’ brains.
Have Speeding Accidents Increased Due to COVID?
COVID-19 has made a heavy impact on our way of life. Where most schoolchildren would be in the classroom, now they stay at home on video calls all day. When you would expect to see trick-or-treaters, you instead find empty sidewalks. Hospitals are full, and offices are empty. America under lockdown is a strange sight to see. However, a place that people may not realize is impacted are the roads and highways. With empty streets, many drivers have opted to speed, increasing the level of danger on the road.
How Negligent Drivers Make the Holidays Dangerous
Every year, during the winter holiday session, car accidents spike. This also means a spike in catastrophic injuries and fatalities. The holidays are supposed to be the happiest times of the year – why are they so dangerous, even deadly?
Unfortunately, a lot of that danger can be chalked up to negligent drivers shirking their duty of care toward other on the roads.
The Danger of Phantom Drivers
While you may expect a “phantom driver” to pop up in a bad horror movie, these negligent drivers are all too real. Phantom driver accidents, otherwise known as miss-and-runs or hit-and-runs, happen when one driver causes an accident and flees before exchanging proper information, thus making their identity a mystery, like a phantom. They may do this by neglecting to wait for their right of way, taking a turn too quickly, or swerving into a different lane, forcing other drivers to take evasive maneuvers to avoid them. This can include swerving into other traffic or off of the road. Both hit-and-runs and miss-and-runs are dangerous. Unfortunately, they are not treated equally under Texas insurance laws.
Speeding: Reckless and Dangerous
Speeding is a fact of life for many people. So few bother with speed limits these days, unless they know they’re a police officer for reckless drivers. As cars get faster, so do their drivers, and more and more people are willing to push the limits of driving. However, speeding is incredibly dangerous.
When Aggressive Driving Destroys Lives
Driving is dangerous at the best of times, but if you encounter an aggressive driver, the risks are even higher. The number one cause of death for people between the ages of 3 and 33 years old is automobile collisions, 50% of which involved aggressive driving. Watch for the signs of aggressive driving, so you know what to do and are able to remain calm, in control, and safe when sharing the road with an aggressive driver.
The Top Three Causes of Vehicle Collisions in Texas
The Texas Department of Transportation (TDOT) recently released a report covering the causes of car accidents across the state, including the number of accidents each situation caused. Driving can be incredibly dangerous, and car accidents rarely end with no damage or injuries. That is why we at The Lenahan Law Firm compiled the top three causes, so that you would know what to be on the lookout for while driving throughout our state.